FREQUENTLY
ASKED QUESTIONS

Everything You Need
to Know About BioBenefits

We specialize in innovation-driven industries, helping companies who help people and planet. Unlike traditional plans, we’re more than a policy, we’re a program offering participation in an industry-focused pooling arrangement.
We group companies from similar industries together, so healthcare claims are shared across a larger base. This keeps premiums predictable and sustainable, even as your team grows or ages. Our pool does not obligate you to a single plan design, we can create or match any coverages you desire.
That’s okay! All employees deserve great benefits and though you may not qualify for our pool, we work with most major life and health insurers in Canada, and can help you design, navigate and manage your plan.
Absolutely! We can help you add new products, design a new plan with a new carrier, or takeover your existing plan with no changes but adding the finest service possible.
For most clients, we apply the industry standard of commission embedded into your premiums, but in some cases, we offer a fee-for-service arrangement, or both. Regardless of the fee structure, we disclose all compensation before working together.
Yes, we can help you develop an employee benefits class structure to suit your team. We also offer a portable benefits plan for contractors, with no employer funding or administration required.
Absolutely, we can help you design and manage a tax-advantaged group savings plan to suit your organization’s goals and growth.